Connecticut residents have a new way to understand and prepare for climate risks to their homes and businesses. Governor Ned Lamont, with Insurance Commissioner Andrew N. Mais, just announced a free, interactive online climate-risk mapping platform.
This is the first tool of its kind in the country. It lets users check threats from floods, hurricanes, extreme heat, and even wildfires at their specific address.
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The Connecticut Insurance Department and climate data firm First Street teamed up to develop the program. Communities across the state—from Hartford to New Haven—now have a fresh way to plan for a more resilient future.
Connecticut Leads the Nation with a Universal Climate-Risk Tool
Connecticut is now the first state to offer every resident detailed, address-specific climate risk projections. Anyone can input an address and get a tailored report with maps and risk assessments that are actually easy to understand.
Interactive Maps for Smarter Decision-Making
Traditional FEMA flood maps don’t always cover everything and mostly rely on historical data. This new tool uses advanced modeling to project risks for decades ahead.
Wherever you live—Bridgeport, Stamford, Torrington—you can see how vulnerable your property might be. It covers flooding, hurricane-force winds, and those relentless heat waves that seem to show up more often lately.
Why This Tool Matters for Homeowners and Businesses
Recent weather in Connecticut shows how crucial it is to be prepared. August 2024 brought record-breaking rainfall, causing floods and leaving property owners in places like Middletown, Waterbury, and Norwalk with expensive repairs and not enough insurance.
The Misconceptions About Flood Risk
Insurance Commissioner Mais pointed out that almost half of all flood-related damage happens outside FEMA flood zones. Many homeowners think they’re safe and don’t realize their regular insurance doesn’t cover flood damage—only a separate flood policy does.
This new tool tries to fix that gap in knowledge.
Public-Private Partnerships Driving Resilience
Governor Lamont praised the teamwork between the state and First Street, a climate-data science firm. Their collaboration shows how public agencies and private innovators can really make a difference for Connecticut’s communities, from New London to Danbury.
Science-Based Data for Long-Term Planning
Matthew Eby, who founded First Street, says the platform’s science-based data gives residents the info they need for decisions about insurance, emergency prep, and even future home purchases. Municipal leaders, real estate pros, and families could all find it useful.
How to Access and Use the Climate-Risk Tool
The platform is simple and doesn’t require any technical know-how. Here’s what you do:
- Type your home or business address into the search bar.
- Check out your property’s risk scores for flood, hurricane winds, extreme heat, and wildfire.
- Explore interactive maps for neighborhood and regional risks.
- Download reports for insurance or town planning if you need them.
- See projections for how risks might change in the coming years.
Empowering Every Corner of Connecticut
From Hartford’s busy streets to the shoreline in Milford and Groton, everyone in Connecticut can get ahead of the curve. Even small rural towns now have access to the same high-tech resources as the big cities.
Looking Ahead: Building a More Resilient Connecticut
The launch of this climate-risk tool marks a bold step toward a safer, more resilient future for Connecticut. Now, residents and businesses finally have advanced risk assessment at their fingertips.
The state’s making sure communities from Stamford to Torrington are ready to face the realities of a changing climate. It’s not just about being prepared—it’s about being smart and a little bit stubborn in the face of uncertainty.
With science-based data and straightforward reports, Connecticut gives people the tools to safeguard property and protect lives. It’s about planning for the decades ahead, even if nobody really knows exactly what’s coming.
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Here is the source article for this story: CT launches online climate-risk tool for homeowners, businesses
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